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Home Insurance, Why Are the Rates So Random? Person A has pretty good credit and has never filed claims on her home insurance. Person B has pretty good credit and has never filed claims on her home insurance. You would think that a quote from the same company on home insurance would yield similar, if not identical, results, right? Unless they are getting a quote on the same house at the same time, their quotes will most likely be different. Why is that? Why do home insurance rates seem to be so random? Home insurance rates are actually not random at all. Each insurance company doing business in Nevada has to file their rating structure with the Nevada Department of Insurance. The DOI can reject the rating structure if they deem it to be unfair or unlawful. Once the rating system is approved, the insurance company must then apply the rating structure to all potential insureds equally.(home insurance compare) home insurance compare So why the random prices? Well, they se

Compare Insurance Quotes and How to Compare Insurance Quotes Online... What is a faster easier way to compare insurance quotes than to do it online? No endless phone calls to make, no repeating your vital information dozens of times, all you have to do is go to a few sites put in your information and out pops quotes. The trouble is finding which sites to go to in order to get a good comparison. You can go to each of your prospective insurance companies individually, get a quote, jot it down and then compare insurance quotes between the several you choose. That can be time consuming. It can be almost as time consuming as picking up the phone and calling each company one at a time to get quotes.(compare insurance quotes) compare insurance quotes There is another way, many people have started using sites that scan several insurance companies and give you all their rate quotes and benefits in one location. The benefit of doing it this way... you only have to put in your in